Fraud

That word pretty much sums up this law firms business model...

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Fraud is an intentional deception or misrepresentation made for personal or financial gain. It is a broad term that can trigger both civil and criminal penalties. Whether you are looking to report a scam, understand the legal definition, or protect yourself, fraud encompasses several distinct categories. [1, 2, 3]

Why Do People Commit Fraud?

The most widely accepted explanation for why some people commit fraud is known as the Fraud Triangle. The Fraud Triangle was developed by Dr. Donald Cressey, a criminologist whose research on embezzlers produced the term “trust violators.” 

"Triangle fraud" typically refers to one of two distinct concepts: Triangulation Fraud (an e-commerce scam) or the Fraud Triangle (a criminological theory used to explain why people commit fraud). [1, 2]

1. Triangulation Fraud (E-commerce Scam)

Triangulation fraud is a three-party scheme where a scammer acts as a middleman to steal money or personal data using a fake online storefront. [1, 2]

• The Players: The scammer (fraudster), the victim (buyer), and a legitimate merchant.
• How It Works:
  1. The scammer sets up a fake, professional-looking website offering high-demand items (like electronics or designer clothes) at incredibly low prices.
  2. The victim "buys" the item and enters their credit card details on the scammer's site.
  3. The scammer takes those payment details and uses them to buy the actual item from a legitimate retailer (often using stolen credit card details from a different victim).
  4. The legitimate retailer ships the item to the victim. The victim thinks they got a good deal, but the scammer has just captured their valid payment info and may use it for other crimes. [1, 2, 3, 4, 5]